Licensed as a Real Estate agent since 2009 with a 17 year history of mortgage lending.
My experience as a real estate agent has included:
Move-up Market (Selling current home to buy dream home)
Working with seniors (Moving from current home to independent/assisted living or a buying senior -friendly house)
First time buyers (Educating an preparing for the process)
Official VA CERTIFIED Agent
VA buyers (Understanding requirements specific to VA financing)
Investment property (both residential and commercial/mixed use space)
My experience as a mortgage lender and how it helps me better serve you as your Real Estate agent:
Managed group of lenders in the metro area – experience with managing possible pitfalls and options to correct any problems that might occur during the home buying process.
Personal production – I’ve taken clients step by step through the buying process. Though lending products and practices are continually changing, I am familiar with a variety of options available to home buyers.
Training of mortgage brokers (wholesale) on various subjects including Appraisals For Non-Appraisers. – most Real Estate agents will pull comparable sales and “guesstimate” a sales price for your property. I actually take the time to determine dominant features, make adjustments, and analyze trends.
REO (bank owned property) management and sales - Experience in determining if simple fix-ups can maximize sales price in current market or if selling “as-is” is the better option.
My experience as a home buyer/seller:
Personally, I have purchased 2 primary residences, 3 investment properties, and 1 second home, and have sold 3 of these properties, so I am empathetic to what my client is experiencing. I know the emotion and dreams attached to purchasing a primary residence as well as the analytical hat worn when deciding on a good investment.
Where do we start?
Information is the starting point in making any kind of Real Estate decision. I think it’s important to understand my client’s long term as well as short term goals. It’s important to analyze the market to set realistic expectations. If it’s a purchase transaction, it’s important to understand financing options and get pre-qualified so we can present the strongest offer possible in a competitive market. If you are selling a house, it’s important to decide what steps to take to prepare your home so that you are putting your best foot forward and getting the best offer.